STILL WORKING BUT CONSIDERING SOCIAL SECURITY DISABILITY?
Here are things that individuals need to consider as they think about Social Security disability while they are still working: First, there is no disability benefit available from Social Security if you are working and earning more than $1,090 per month. You must have stopped working to apply--or at least be earning less than $1,090 per month if working part-time. Second, Social Security does not pay a benefit for the first full 5 months of disability. At a minimum, you must be prepared for at least 6 months of no income after you stop working. Getting approved within 6 months is, honestly, pretty much of a miracle. It often takes much longer. Third, not being able to perform your past work is not enough, in most cases, to qualify for Social Security disability benefits. If you are under age 50, Social Security will look at your ability to perform other work, including jobs that are unskilled, sedentary and simple, routine jobs. For examp...